– become an achiever among your classmates, peers, friends, family and competitors…

“On a beautiful late spring afternoon fifteen years ago, two young people graduated from the same college. They were alike – top notch degrees from a prestigious institution, ambitious and full of spunk. Recently, they attended their 15th college reunion.

They had much in common. Both were happily married. Both had two children. And both had started their careers strong, moved around a bit and are gainfully employed. They were enjoying the reunion until they found a difference… a BIG difference. One was a manager of a small department making an average salary. The other was the CEO of a company, earning five times as much, and owned millions in stock and stock options. It wasn’t just about the money… it was also about growth, range of responsibilities, position, power, influence, family harmony…

They say comparison is the thief of joy- but we just can’t help ourselves, can we?

When you look at people earning more, living better, leading the kind of life you know that you should be leading- do you wonder, ”Why not me?” or “What did I do wrong?”


I wondered too, as to what makes this kind of difference in people’s lives? Why do smart people with the same education achieve vastly different levels of success? It is NOT native intelligence or talent or dedication. It isn’t that one person wants success and the other does not.

The difference lies in whether each person. The successful ones who make a lot of money:

* Set clear and measurable goals, lived very intentionally, and became increasingly confident by becoming more antifragile.

* Identified and mitigated any of the 15 classic mistakes that smart people make (over and over again), that prevents them from becoming more successful. 

* Identified and mitigated the barriers within and around themselves that were holding them back – some were disempowering elements in their mindsets that each of them possessed, and the others are what I call the “Silent Killers of Success”.

* Developed a business mindset – a set of beliefs and rules that evaluated and capitalized opportunities for maximum monetary gain – and acquired more enabling mindset elements and got rid of disabling mindset elements – that influenced their world-view, decisions, actions, and therefore… successful outcomes.

* Developed business thinking, a systematic way of evaluating the exchange of value to maximize personal compensation.


Does any of this sound like you?

* You are fed up with watching people with the same credentials and ambition pass you by.

* You feel like you are stuck on a treadmill – constantly working hard, but not moving forward.

* You feel something is holding you back, but you can’t quite put your finger on it.

* You see others choosing the ‘right way’ to become more successful, but you haven’t figured out the right way for you.

* You know something needs to change, but don’t know what to change or where to start.

* You know that if someone showed you the way, you can make it happen.

* You seek a credible guide and a mentor who can teach you from experience – somebody smart who’s figured out how to become MORE successful.

* You see a colleague, classmate or friend with a similar education and background who is MUCH MORE SUCCESSFUL THAN YOU.

* You envy certain aspects of other people’s capabilities, knowledge, successes and achievements.

What’s the secret to truly maximizing your potential and BECOMING MUCH MORE SUCCESSFUL?

How can you become the best version of yourself everyday… and become an achiever among your classmates, friends, peers, family, competitors,…?


Do you know a smart person who has figured out the typical mistakes of smart people, and figured out how to mitigate them?

Who is helping you identify the typical ‘mistakes’ many smart people like you make (repeatedly)? Remember, you can’t fix something unless you know what needs fixing!

If you know some classic mistakes you are making as a smart person who is helping you to fix those impediments and become more successful?

Do you know how to learn from your failures and successes – become better and more confident with each experience (i.e., become antifragile)?

Who is going to tell you what you NEED to hear (not want to hear)?

Who has the guts and credibility to tell you what you NEED to hear (not pander to you or perpetuate your disabling behaviors, and continued failures)?

Do you really want to have a ‘rude awakening’ years or decades later?

Do you really think you could be earning more and have more wealth if you had such a resource, guide and mentor?

The sooner you address these disabling behaviors, the more successful you’ll become over your lifetime… and achieve your personal greatness – become an achiever among your classmates, friends, peers, family,  colleagues, competitors,…


I wondered too. I graduated from MIT and did not achieve the CONSISTENT & REPEATED successes I thought I deserved.  When a business I had started collapsed, I asked myself these very questions, interviewed over a hundred achievers and non-achievers – from recent graduates to Nobel Prize winners and CEOs of companies – and interviewed people who were successful (and not) in business … and realized that I was making some classic mistakes that many smart people make. I learned about antifragility, and that I was antifragile, but did not know how to leverage it systematically.

I wish I had somebody who could have told me what I needed to hear, pointed out my disabling behaviors, and helped me ‘fix’ them. I figured these out decades later. 

You don’t have to wait for several years or decades to become more successful.

You are ALREADY HERE ON THIS PAGE. You don’t strike me as the kind of person who wants to wait decades…

This MIT grad can show you exactly how to identify and remove those barriers… and become more successful QUICKLY.

I will teach you strategies and techniques that you can apply right away to BECOME SMART & SUCCESSFUL – become an achiever among your classmates, colleagues, friends, peers, family, competitors…


I graduated from MIT and did not achieve the sustained success I thought I deserved.

Both my parents were high school teachers, and we were told to focus on education. Dad was the first graduate in his entire family EVER. He got two bachelor’s degrees and one master’s degree. Mom was the first woman who graduated from college on my father’s side of the family. She went on to get two bachelor’s degrees, and then got a master’s degree at the age of 76! Between my two sisters and our spouses, we have 14 master’s degrees.

But, I was the first in the family to travel overseas for higher education, and the only one in the family who had graduated from an elite institution – MIT. To my father and many family and friends, I could do no wrong. When I figured I needed some help, I had nobody to turn to. I was surrounded by people who thought I needed no help! I had to look outside the family for  role models, coaches and mentors – and for answers for ‘what was holding me back’.

Are you surrounded by people who think you need no help?

Would you rather fail than let anybody else know you need help?

Yes on both counts? I’ve been in your shoes.

I became a voracious reader, watched numerous videos, attending conferences and personal development classes,… and made some progress. I found many of the ‘gurus’ teaching the theory of success, but few helped me implement the theory. Many of the ‘gurus’ and attendees were in awe at my ‘smartness’… they were not the ‘truth tellers’.

Smart people have blind spots – we tend to see what we want to see; and  surround ourselves with people who constantly remind us of how smart we are (and we often ignore/avoid the ‘truth tellers’). Pretty soon, WE END UP LIVING IN A “I AM SMART” bubble… and descend into a negative spiral of mediocrity.

One day, I was with Dr. Marshall Goldsmith, my friend and mentor, at his apartment in Manhattan. I was telling him that something was preventing my greater success. He suggested that I interview other immigrants like myself and see if there was a difference between the achievers and the non-achievers. He also encouraged me to introspect. So, I interviewed over a hundred achievers and non-achievers – from recent graduates to Nobel Prize winners and CEOs of companies. And, I interviewed people who were actually making lots of money and wealthy people, researched it in great detail, read numerous books and articles, watched videos, and gave it some deep thought. I found that there are stark differences between achievers & non-achievers. The achievers:

1. were highly self-aware of their enablers & disablers.
2. lead intentional lives.
3. had a support group consisting of other achievers – people on a similar quest AND truth-tellers they listened to.

I have spoken about my learnings at several elite institutions, and to alumni of several of those elite schools. At one event, while speaking to alumni of a top 5 school, I added a sub-title to my talk – WHY MANY SMART PEOPLE ARE NOT VERY SUCCESSFUL. There were OVER FIVE TIMES the expected number of attendees. I knew then… that my challenges were NOT UNIQUE. There are many smart people who are trying to figure out why they are not more successful.

I had figured out a few things on my own and had developed a long list of reasons. I, then, hired two psychologists to help me make sense of it. They boiled that long list of reasons down to 15 psychological factors – classic ‘mistakes’ that smart people make (often repeatedly) that prevent their greater success.

We put together an assessment to validate the correlation between certain COMMON BEHAVIORS OF SOME CERTAIN SMART PEOPLE AND SUCCESS (or lack of success). When you take that assessment, it will tell you if you have any of the 15 common disabling behaviors or mindsets of unsuccessful smart people. 

I didn’t stop there. I have other assessments I shall have you take that will help you identify additional enablers and disablers.

You are already SMART & CAPABLE, but… your disablers are holding you back.

Once I help you identify your disablers, I can help you mitigate them. It is like trying to run a 100-meter sprint with a ball and chain around your ankle. I will help you get rid of the ball and chain – you will immediately be able to ‘run faster’.

I distilled my learnings into a simple framework that anybody can follow – the iCLIMB Success framework. It includes taking stock of your current self, identifying your strengths and weaknesses, your enablers and disablers, and more – details in the Master Class.

Will you be wise and sign up right away or wait until your 25th annual class reunion to regret your inaction?

Whatever your profession, developing an empowering mindset and behaviors with a group of like-minded people, your intentional and antifragile living, and my mentoring will enable you to become an achiever among your colleagues, friends, classmates, family, peers, competitors,…

The difference is the iSmartANDSuccessful Master Class – figuring out how to overcome your barriers, leveraging your strengths, becoming more antifragile and capable, and becoming better every year on your journey to achieving your personal greatness.

You’ll also become a very different person… somebody whom your co-workers, customers, partners, family and community members will value and respect more. Who would you rather be – the ‘Average Joe’ or ‘Plain Jane’ OR the ‘Achiever You?’

You are Smart…

I’m not going to feed you any of the marketing spiel that the ‘gurus’ dish out. I will:

  • Get you to take pre-assessments to give you an idea of where you currently stand – enablers, disablers, etc.
  • Help you identify the barriers within and around you and provide guidance, worksheets and tools on how to mitigate them… in two packed days.
  • Teach you differently, so you will remember and will be able to use more of what you learn for longer.
  • Help you develop a plan on how you will use your learnings in your life right away – taking the first steps right during the Master Class.
  • Team you up with others from the Master Class who are also seeking to develop business thinking and a business mindset (and make more money), so you have a ready-made group of supporters, cheerleaders and those who will hold you accountable. You will meet for five weeks after the master class.

With such a format, you cannot but make progress… unless you DON’T want to start becoming an achiever!


If not, keep reading..


I have been in business for over 30 years and reached several highs and lows. I have two master’s degrees, one from MIT, a business degree, an extensive network, knowledge and skills, extensive travel, experiences, and constant learning…. and enjoy teaching and mentoring people.

I’ll tell you what you need (not want) to hear – fluff-free, straight talk.

Like many of you, I’ve had successes and failures in life. I have spent tens of thousands of dollars on well-known personal development ‘gurus’ (whom you have probably paid as well!). I had one significant failure that almost bankrupted me. I spent years introspecting, talking to friends, personal development ‘gurus’, and accomplished people to figure out why I had failed. Then, it dawned on me. I realized that I WAS THE OBSTACLE – I was impeding my own success – because of my ‘silent killers of success’. I set out to identify, understand and ‘eliminate’ them. I then realized that millions of others have many of the same ‘silent killers of success’ – even very intelligent, smart, and successful people. I can help you identify some of your ‘silent killers of success’.

I have reinvented myself many times. MONEY magazine, in a two-page spread, called me “The Comeback Kid”  because I’d successfully reinvented myself repeatedly.

After interviewing 120 professionals from 40 countries for a book I’m writing, I reflected on how I became ‘The Comeback Kid’, … and figured out how to ‘become unstoppable’ when faced with uncertainty and setbacks – becoming better whether I had individual successes or failures (antifragile). I can teach you how to BECOME UNSTOPPABLE! 

I then reflected, researched and figured out why many smart people do not achieve the level of success they expect – and how they can become more successful. I can help many of you smart people figure out WHY you are not as successful as you could be.

I also figured out how all of us can make more money – by developing a business mindset and business thinking – whether you are an employer, employee or investor. I can teach you how to MAKE MORE MONEY.



Learning anything requires the application of knowledge, repetitive practice, consistency and momentum.

But building momentum is like driving a car. You can read or listen to someone else’s description of how to do it till they’re blue in the face… but it won’t give you the hands-on experience that actually driving a car can.

You have to actually do it.

It’s only when you get behind the wheel of a car for the first time, put the car in drive and feel the car jerk forward and then die… that you’ve truly started to learn how to drive.

Well, it’s the same with personal development.

All the words in the world mean nothing till you take the knowledge you acquired at the Masterclass… identify a relevant area of your life … and try to apply the knowledge yourself.

We help you apply what you learn in your quest to become unstoppable… really!

Nobody else— offers you this opportunity for 5 extra weeks—nobody!

And most importantly… your support group remains with you after the Master Class… allowing you to take your new skills out for a test drive and learn right along with your team… not just once… but many, many times– stacking one learning experience on top of another – so you can build your self-confidence… testing, developing, and internalizing these new ideas.

Imagine what a difference these immediate hands-on experiences can have in developing your skills.

Imagine the real progress you’ll make.

Imagine having the chance to do this in a supportive community of like-minded people who are also on a similar journey – to achieve their personal greatness. Wouldn’t you love to be an achiever among achievers?

Imagine how valuable an experience like this can be… the strides you’ll make to becoming unstoppable that will propel you to achieve your personal greatness!

Imagine having a mentor like Ram working alongside you and your cohorts… guiding you on how to coordinate your learning so you’ll be able to test new concepts… watch them work in your life… and internalize these lessons… so you can incorporate them into your life over and over again – building habits that become routines and making succeeding a way of life for you.


‘Insights for Success in Business & Life’ by Ram V. Iyer – almost 400 personal quotations on various aspects of life including antifragility, success, business and more that you will find useful.


The way we see it, you have three options.

Option #1:

You leave this page...  or get up from your computer and ignore EVERYTHING I’ve just told you.

Do absolutely nothing... and keep on doing what you’re doing right now.

Go back to your OLD LIFE that’s had you feeling helpless and out of control. When you know you can change your career… your business… or your financial life... with just a few mouse clicks...

But for a moment, IMAGINE what your life will be like 5 or 10 years from now - AT YOUR NEXT REUNION. Do you want to be looking back to this time and ‘kicking yourself’ for not taking action?

Imagine, how awkward it’s going to be to hanging out with seeing your classmates, friends or colleagues who attended the Master Class... who are thriving, while you are wondering… “Where would I be right now if I’d taken the class?”

Are you still in the same job, struggling with the same business... trying to solve the same issues that never seem to go away… and wondering how to make more money?

But if you’d like to UP YOUR GAME… you have two other options.

Option #2:

Do it yourself.

Working with all the materials and insights you’ve learned from all the other personal development gurus, courses and books… you’re hoping that the ones you’ve picked go deep enough… even though they haven’t gotten you as far as you’d like.

Or you’re thinking, the knowledge Ram has acquired is out there… and if I work hard, I’ll discover it…. despite the fact that it took Ram years of searching… and more study and experimentation… over and over until he eventually figured it out.

Do you have the time, resources and persistence to sustain such a quest? How much money will you miss making while you are on such a quest?

Good luck if you want to go that route.

Option #3:

Let us do the heavy lifting.

We’ve done the work so you can work less … and loving it.

And realizing the iSmartANDSuccessful Master Class is one of the best investments you’ll ever make in yourself.

You’ll be taking advantage of the many years of experience and knowledge we have to share.

You can be one of the smart ones who recognizes something fantastic when you see it... who gets to make more money for the rest of your life.

We have done the hours and hours of work needed to get to know the territory… and have become expert guides… simplifying the process… developed the tools, templates and exercises... and developed a system… making it easy for you to learn and apply it to your life.

Not only will you be solving some of the most difficult issues you’ve had to wrestle with… but you’ll be able to share your new knowledge with loved ones and friends… becoming a treasured resource and inspiration to others.

So, grab your spot while it’s still available... all you have to do is Click The “SIGN ME UP” button below.

And fasten your seat-belt, because you’re in for the best ride of your life.



Don’t miss out… this could prove to be the most important event you’ll attend.

Because of the level of personalization we provide, seating for the iUnstoppable Master Class is limited… there are only 50 places.


iSmartANDSuccessful Master Class

Princeton, New Jersey


September 10th & 11th, 2022

(Saturday & Sunday)

+5 weeks  of follow-up

8am-5pm (both days)



Two packed days of intense learning, doing and celebrating (you’ll take action and start seeing the world differently RIGHT IN THE MASTER CLASS!).

This is your only chance to walk in with your challenges… walk out with the knowledge, tools, a workable plan … to BECOME THE NEW YOU THAT WILL THRIVE IN THE NEW WORLD!

Reserve your place now.



iSmartANDSuccessful Master Class

AUGUST 2nd, 2022 – SEPTEMBER 20, 2022

+5 weeks  of follow-up

Tuesdays, 7pm-9pm






These sessions will be CUSTOMIZED FOR YOU – based on the enablers, disablers and medium-impact factors, discuss them, leverage the worksheets and followups. 


The iSmartANDSuccessful Master Class is the springboard that can enable you to become more successful. I GUARANTEE that… If buy the FIRST BREAK (at hour two of Day One ) of the iSmartANDSuccessful Master Class, you believe you haven’t learned enough to start on your journey to become more successful, simply hand in ALL your program materials and we will refund 100% of your money.


What is the investment for this retreat?

Please see the pricing section earlier on this page. It depends on whether you want to attend the IN-PERSON session or the VIRTUAL session.

What is included in the price?
  • All Master Class materials – a customized binder of materials for you.
  • A free copy of ‘Insights for Success in Life and Business’ book by Ram V. Iyer
  • Meals and refreshments during the workshop – breakfast, lunch, coffee/tea, water and break-time snacks on the day/s of the Master Class.
What is your policy regarding sharing the Master Class materials with others?

All Master Class materials are customized for you – your name and contact details will be on EACH page. You will be required to sign a Non-Disclosure Agreement and CANNOT share the materials with anybody else. There will be significant penalties if you share it with others or post it in any public forum.

Where do I stay during the workshop?
The Holiday Inn is just across the street – we have negotiated a discounted rate for the Master Class attendees. The Doubletree is across the highway. There are several other hotels within minutes from the venue – The Westin Forrestal, The Marriott Forrestal, The Hyatt Regency and several other lesser-priced hotels.
I have special dietary needs. Can you accommodate them?

Sure, please let us know and we will try our best to accommodate your needs.

I have more questions about the Masterclass.

Please send us a message from our CONTACT page or email 


become an achiever among your classmates, peers, friends, family and competitors…