On a beautiful late spring afternoon fifteen years ago, two young people graduated from the same college, both with top notch degrees from a great institution, ambitious and full of spunk. Recently, they had their 15th college reunion.

They were still very much alike. Both were happily married. Both had two children. And both, it turned out, had started their careers strong, moved around a bit and are gainfully employed. Both of them were enjoying the reunion until they found a difference… a BIG difference. One was a manager of a small department making an average salary. The other was an Executive Vice President earning five times as much and owning millions in stock and stock options.

They say comparison is the thief of joy – but we just can’t help ourselves, can we? You look at people earning more, living better, leading the life you know that you should be leading – and then wonder, ”Why not me?” or “What am I doing wrong?” or “What am I missing?”

Can you think of a colleague, classmate, or friend with a similar education and background who MAKES MORE MONEY… A WHOLE LOT MORE MONEY THAN YOU DO?

How can you truly maximize your potential, and make a lot more money?

Your Wealth depends on how much more you make annually until you stop earning.

You can only save, invest or spend the money you make. If you make more money, you have more to save (for retirement, or the ‘rainy day’), invest and enhance your lifestyle. Whatever amount you make today, making a little more every year will make a HUGE difference to your CUMULATIVE income (sum of your income) and wealth in the long run.

Whether you are a business person, employee or investor, let’s look at a simple set of numbers – if you make $100,000 a year right now (you may make more, but stick with this example) and you’re going to work for another 25 years.

  • If you remained average, your income could increase 5% annually, and you’ll cumulatively make $5,111,345 over the next 25 years.
  • On the other hand, if you develop business thinking and develop a business mindset, you could get a higher raise – say, 10% annually, and make $10,918,176 over the next 25 years as the power of compounding increases your income. That’s over double!
  • if you earned 20% more annually, you’d make $56,737,729. That’s over 10 times!

So, do you think it’s worthwhile for you to figure out how to increase your annual income by more than just an average percentage? Well, I thought so!



Below is a calculator you can use to MAKE IT PERSONAL. It is pretty straightforward:

1. Enter your current income

2. Enter how many MORE years you expect to work

3. Enter the estimated AVERAGE ANNUAL RAISE you expect over the next several years

You will get your CUMULATIVE EARNINGS over those number of years.

Play with the calculator… enter different durations (in years) and different annual raises.

To the RIGHT, you see a comparison table that shows your CUMULATIVE income (for the same number of years of working) for DIFFERENT ANNUAL RAISES.

Current income, $:
How many more years do you want to work:
By what percentage do you expect your income to increase every year?
How much will you earn CUMULATIVELY over the number of years you work?
Yearly increase in income Cumulative earnings in years
0% $2,600,000
5% $5,111,345
10% $10,918,177
15% $24,571,197
20% $56,737,730
25% $131,948,898

What makes the difference between the high income earners, and the average income earners?

Have you wondered, as I have, what makes this kind of difference in people’s lives? Why do smart people with the same education make vastly different amounts of money? It isn’t native intelligence or talent or dedication. It isn’t that one person wants success and earns more and the other does not. The difference lies in whether each person…

1. set monetary goals, lived very intentionally, and became enormously confident by becoming more antifragile.

2. identified and mitigated the barriers within and around themselves, that were preventing them from making more money. Some of them were disempowering mindset elements that each of them possessed, and others are what I call the ‘Silent Killers of Money-Making Success’.

3. developed a business mindset, a set of beliefs and rules that evaluated and capitalized opportunities for maximum monetary gain – acquired more enabling ones and got rid of disabling ones.

4. developed business thinking, a systematic way of evaluating the exchange of value to maximize personal compensation.

Not even top business schools teach you how to develop a ‘business mindset’. Many of them are schools of management (go look at the names of the top 20 b-schools) which produce managers for large businesses (most MBA graduates go on to work for large businesses or management consulting firms). Some people pick up a ‘business mindset’ from their business families and friends, and others from their mentors. Yet others, stumble upon it after years of experience. Unfortunately, most do not… because they don’t know what it is (they only know the outcomes of having it), not how to develop it.

Business schools give you the functional elements of business thinking, but don’t give you the business thinking process… you have to ‘connect the dots’ yourself.

And antifragility,… most schools don’t even know about it.

Success bias is rampant in society and at universities and places of work… they hold up their success stories (and hide the unsuccessful ones), leading most people to believe that success is easy to achieve (success bias), by being just who they are (without the need to change much). And then, people have a ‘rude awakening’, years or decades later.

Who is helping you develop business thinking, a business mindset and antifragility? Wouldn’t it be a difference-maker if you picked up business thinking, and a business mindset? And if you learned how to become more antifragile? If you learn these earlier in life, you’ll make a lot more money over your lifetime, and become truly wealthy.



Does any of this sound like you?

  • You are fed up with watching people with the same credentials and ambition pass you by.
  • You want to make more money, but you feel stuck on a treadmill – constantly working hard, but never moving forward.
  • You feel something is holding you back, but you can’t quite put your finger on it.
  • You see others choosing the ‘right way’ to make money for themselves, but you haven’t figured out the right way for you.
  • You know something needs to change, but don’t know what to change or where to get started.
  • You know that if someone showed you the way, you know you could make it happen.
  • You’re seeking a credible guide and a mentor who can teach you from experience – in a completely practical and absolutely fluff-free manner.


I wondered too. I graduated from MIT, and did not achieve the sustained success I thought I deserved. When a business I had collapsed, I asked myself these very questions… and realized that I lacked business thinking and a business mindset. I was antifragile, but did not realize it at that time, and didn’t know how to leverage it systematically. I figured these questions out decades later. Really! But, you don’t have to… unless you want to wait for several decades to make more money. You don’t strike me as the kind of person who wants to wait decades…

This MIT grad can show you exactly how to identify and remove those barriers… and earn the money you deserve… A LOT MORE!

I will teach you strategies and techniques that you can apply right away to start making more money. Just like your wealthy friends whom you envy. More than most of your classmates, friends, family, competitors, and peers. More than even some of your boldest dreams may have imagined!


I have worked in the business for over 30 years and reached several highs and lows. I have two master’s degrees, one from MIT, a business degree, an extensive network, knowledge and skills, extensive travel, experiences, and constant learning….and enjoy teaching and mentoring people.

I’ll tell you what you need (not want) to hear – fluff-free, straight talk.

Like many of you, I’ve had successes and failures in life. I have spent tens of thousands of dollars on well-known personal development ‘gurus’ (whom you have probably paid as well!). I had one significant failure that almost bankrupted me. I spent years introspecting, talking to friends, personal development ‘gurus,’ and accomplished people to figure out why I had failed. Then, it dawned on me. I realized that I WAS THE OBSTACLE – I was impeding my own success – because of my ‘silent killers of success’. I set out to identify, understand, and ‘eliminate’ them. I then realized that millions of others have many of the same ‘silent killers of success’ – even very intelligent, smart, and successful people. I can help you identify some of your ‘silent killers of success’.

I have reinvented myself many times. MONEY magazine, in a two-page spread, called me “The Comeback Kid”  because I’d successfully reinvented myself repeatedly.

I figured out how all of us can make more money – by developing a business mindset and business thinking – whether you are an employer, employee or investor. I can teach you how to MAKE MORE MONEY.

After interviewing 120 professionals from 40 countries for a book I’m writing, I reflected on how I became ‘The Comeback Kid’, … and figured out how to ‘become unstoppable’ when faced with uncertainty and setbacks – becoming better whether I had individual successes or failures (antifragile). I can teach you how to BECOME UNSTOPPABLE! 

I then reflected, researched and figured out why many smart people do not achieve the level of success they expect – and how they can become more successful. I can help many of you smart people figure out WHY you are not as successful as you could be. I can teach you how to BECOME SMARTER & MORE SUCCESSFUL.


According to Hermann Ebbinghaus, the famous German psychologist who pioneered the experimental study of memory, most people forget about 90% of what they’ve learned after just one week.

Ebbinghaus’s research also showed that within one hour, people will have forgotten an average of 50 percent of the information presented, within 24 hours they’ll have forgotten an average of 70 percent… and within a week they’ll have forgotten an average of 90 percent…after spending all that money!

Imagine learning great stuff and remembering only 10% of it a week later…while trying to implement it in your life without a support system or guidance!



But here’s the interesting thing about the Forgetting Curve that we’ve incorporated into the Master Class…

Ebbinghaus ALSO DISCOVERED that the Forgetting Curve can be flattened with repetitive reviews (see the graph below).


But, HOW MANY PERSONAL DEVELOPMENT COURSES HAVE YOU ATTENDED that conduct ANY review after you leave the workshop/Master class, or course?

That is why our Master Class includes 5 Weeks of follow-up group Zoom meetings with your workgroup - to 'review and remember' most of what you learned. Each workgroup is limited to 5 members in order to guarantee that everyone gets to participate, making it easy for you to review and remember, implement, and internalize these new ideas within a community of like-minded people from your Master Class.


Both my parents were high school teachers, and we were told to focus on education. Between my two sisters and our spouses, we have 14 master’s degrees. But we were never taught business thinking or nurtured to develop a business mindset, and how best to make more money. I researched b-school curricula and online courses, but found nobody teaching either. There are some self-proclaimed one-trick-pony ‘gurus,’ but they simply ‘steal your money.’ For a guy with two master’s degrees, one in engineering, and another in business, and an MIT degree, that didn’t pass muster. So, I interviewed people who were actually making lots of money, and were wealthy, researched it in great detail, read numerous books and gave it some deep thought.

Humans have been doing business with each other for thousands of years. They knew how to provide value and get compensated for it - make money. We already know the kind of mindset – a set of beliefs and rules – that will enable us to see life and opportunities, and maximize our compensation. Similarly, there are many people in society, primarily business leaders and good business people, who understand and regularly practice business thinking. And, we have many people among us who have succeeded, failed, and succeeded again (what I have labeled as ‘antifragile’). What I have figured out is that if you combine these principles, each one of us can make more money.

I first developed the iCLIMB Success framework on how to make more money. It includes business thinking, as well as the enablers and disablers, and a bunch of elements about oneself, and antifragility – details in the Master Class.

I then identified the 10 ‘Business Thinking Stages’ – a way of thinking that enables anybody who uses it to make more money – broken down into stages and steps – a process for thinking. This is obvious, known, and is common-sense.

I also put together an assessment to validate the correlation between certain negative mindset factors and income. Hundreds of people took the assessment, including 100+ multi-millionaires. The correlation between the questions in the assessment and money-making success was astounding. The Cronbach Alpha, a measure of the relationship between your ability to make money and the various factors holding you back (or enabling you) was an astounding 81%. Ask any statistician and they’ll tell you that it is a very high correlation. I will have you take that assessment and then, during the Master Class, guide you on how you can mitigate any negative mindset elements you may currently possess.

I didn’t stop there. I have written a book (which you will get as a part of your Master Class materials), Make More Money with Business Thinking.

I have also written a book of quotations – Insights for Success in Life and Business - that could be useful to you on your journey to achieving your personal greatness.

I’m developing a board game and online game which incorporates all the elements of iCLIMB and the Business Thinking Stages. You can play that game solo or in small groups – you will learn something about making more money each time you play. And, the more you play, the better you will become at making more money for the rest of your life.

And, if you like online tools, we are incorporating a detailed version of the business thinking stages and elements in an online ‘Business Thinksheets’ tool we are building.

a.k.a., I'm not a one-trick pony.

You are Smart…

  • I’m not going to feed you any of the marketing spiel that the so-called ‘gurus’ dish out.
  • I will get you to take pre-assessments, to give you an idea of where you currently stand – enablers, disablers, etc.
  • I will help you identify the barriers within and around you and provide guidance on how to mitigate them.
  • I will teach you how to develop and use business thinking, and develop a more empowering business mindset, in two packed days. I am a fluff-free straight shooter.
  • I will teach you differently, so you will remember, and will be able to use more of what you learn for longer.
  • I will help you develop a plan on how you will use your learning in your life right away – taking the first step right during the Master Class.
  • I will then team you up with four others from the Master Class who are also seeking to develop business thinking, and a business mindset (and make more money), so you have a readymade group of supporters, cheerleaders, and people who will hold you accountable. You will meet for five successive weeks after the Master Class.
  • With such a format, you cannot but make progress… unless you do not want to make more money in 2022.

Will you be wise, and sign up right away, or wait until your 25th-year class reunion to regret your inaction?

Whatever your profession, developing an empowering mindset, and developing business thinking with a group of like-minded people, your intentional and antifragile living, and my mentoring will enable you to make a lot more money for the rest of your life. Making a little more every year (than you currently do) will make a HUGE difference to your income and wealth in the long run.

Whether you are a business person, employee or investor, let’s look at a simple set of numbers - if you make $100,000 a year right now (you may make more, but stick with this example) and you’re going to work for another 25 years.

      • If you remained average, your income could increase 5% annually, and you’ll cumulatively make $5,111,345 over the next 25 years.
      • On the other hand, if you develop business thinking and develop a business mindset, you could get a higher raise – say, a 10% annual raise, you’ll make $10,918,176 over the next 25 years through the power of compounding.
      • if you earned 20% more annually, you’ll make $56,737,729.The difference is the iMakeMoreMoney Master Class – figuring out how to overcome your barriers, add oodles of value and get paid bundles for it!

You’ll also become a very different person… somebody whom your co-workers, customers, partners, family and community members will value and respect more. Who would you rather be – the one who gets enough to keep up with inflation or the one who ‘walks tall’ and doesn’t care about inflation because you make so much money?


If not, keep reading..


Most people don’t have a clue about why they’re successful. They are one-hit wonders – they succeed once and never succeed again.

They never figure out their personal ‘success recipe.’ So, when they try something new (expecting to succeed again)… many of them end up falling flat on their faces! I know… I did too!

Successful people are different… they know how to be successful repeatedly, and consistently. Ask Elon Musk, Warren Buffett, or Jeff Bezos… and they’ll tell you their success wasn’t accidental — it was purposeful.   Not only that… they’ve been able to do it over, and over, and over again – leading to spectacular successes and achieving their personal greatness.

What’s the secret that makes Bezos such a superstar in business… while many of the rest of us just get by, and most entrepreneurs fail (repeatedly)?

If I told you it was their ability to learn from both their failures AND successeswould you understand what I meant?

This is a difficult concept to grasp because most people aren’t asking the right questions…

Are you taking credit for your successes and looking for someone else to blame for your failures?

If so, you’re asking the wrong questions… and only seeking easy answers that will make you feel good in the moment (but leave you wondering).

Many people believe they’ve learned from their failures…but continue to repeat the same mistakes over and over again.

So not realizing it… when you fail, are you blaming… bad luck… the time of year… your mother-in-law… or one of a thousand other external factors?

If so, it’s not your fault….  These are subtle hidden issues… most of us don’t realize.

But Musk, Buffett, and Bezos on the other hand will ask questions that will allow them to understand WHY THEY’VE FAILED… without blaming or scapegoating external factors.

And so instead of asking, “     How can Amazon be successful in this business?”  Jeff Bezos might ask, “What could we do… or what did we do that made this business fail?”

And he’d put together a list of answers… Much like a RECIPE, so he’ll know which actions to never undertake and always avoid.

Bezos might then ask a similar question to reveal what they have that’s allowing them to succeed.

These questions include ones about himself – personal enablers and disablers.

After that, every time Bezos made another business decision… he’d consult his ‘success and failure’ recipes… and made sure he did (or didn’t) do those things again.

That means that in each new project he undertakes, he knows what NOT to do… and succeeds more often than most other people. Think about it …. if you fail less often, you’ll be more successful more often… with each repeated success you’ll build momentum and BECOME… well, A SUCCESSFUL PERSON.

The secret is knowing… HOW to frame the situation and WHAT questions to ask.

And that’s where Ram’s years of research and exploration can give you a leg up.

Imagine how much easier it will be to have an ‘insightful worksheet’ to help you compile your own personal recipes – your ‘Success Recipes,’ and ‘Failure Recipes’.

And not only that… we’ve also simplified the process by including a ‘Why did I?’ worksheet that can help you discover why you did something. Have you wondered about that many, many times?

I have to admit, this business of failing and succeeding sounds simple enough… except if you want to truly be unstoppable… you’re going to need to have all your ducks lined up, so you can make money repeatedly, and consistently… for the rest of your life.



Learning anything requires the application of knowledge, repetitive practice, consistency, and momentum.

But building momentum is like driving a car. You can read or listen to someone else’s description of how to do it till they’re blue in the face… but it won’t give you the hands-on experience that actually driving a car can.

You have to actually do it.

It’s only when you get behind the wheel of a car for the first time, put the car in drive, and feel the car jerk forward and then die… that you’ve truly started to learn how to drive.

Well, it’s the same with personal development.

All the words in the world mean nothing till you take the knowledge you acquired at the Master Class… identify a relevant area of your life … and try to apply the knowledge yourself.

We help you apply what you learn in your quest to become unstoppable… really!

Nobody else— offers you this opportunity for 5 extra weeks—nobody!

And most importantly… your support group remains with you after the Master Class… allowing you to take your new skills out for a test-drive and learn right along with your team… not just once… but many, many times– stacking one learning experience on top of another – so you can build your self-confidence… testing, developing, and internalizing these new ideas.

Imagine what a difference these immediate hands-on experiences can have in developing your skills.

Imagine the real progress you’ll make.

Imagine having the chance to do this in a supportive community of like-minded people who are also on a similar journey – to achieve their personal greatness. Wouldn’t you love to be an achiever among achievers?

Imagine how valuable an experience like this can be… the strides you’ll make to becoming unstoppable, and propelling you to achieve your personal greatness!

Imagine having a mentor like Ram working alongside you and your cohorts… guiding you on how to coordinate your learning so you’ll be able to test new concepts… watch them work in your life… and internalize these lessons… so you can incorporate them into your life over and over again – building habits that become routines and making succeeding a way of life for you.



Start Making More Money Right From Day One!

You will learn the kind of mindset, learn the thinking process, get the support community, and take the actions that will enable you to make more money .

So you can discover what to embrace, or avoid… and make more money

Benefit #2

Become more confident; be more respected by all.

When you provide more value and get compensated for it, everybody with whom you deal, with will respect you more…

Become a respected & better employer, employee, partner, vendor or entrepreneur with whom everyone wants to work.

Benefit #3

Confidently make more money for the rest of your life!

You will become a more successful person – successful at making money, consistently and repeatedly.

You can make the kind of money, and build the wealth you deserve.


Insights for Success in Business & Life

by Ram V. Iyer

almost 400 personal quotations on various aspects of life including antifragility, success, business and more that you will find useful.

Make More Money with Business Thinking

by Ram V. Iyer

will help you understand your disablers and enablers about money and business, and describes the elements of business thinking. This is an excellent companion to this Master Class.


The way we see it, you have three options.

Option #1:

You leave this page…  or get up from your computer and ignore EVERYTHING I’ve just told you.

Do absolutely nothing… and keep on doing what you’re doing right now.

Go back to your OLD LIFE that’s had you feeling helpless and out of control. When you know you can change your career… your business… or your financial life… with just a few mouse clicks…

But for a moment, IMAGINE what your life will be like 5 or 10 years from now – AT YOUR NEXT REUNION. Do you want to be looking back to this time and ‘kicking yourself’ for not taking action.

Imagine, how awkward it’s going to be to hanging out with seeing your classmates, friends or colleagues who attended the Master Class… who are thriving, while you are wondering… “Where would I be right now if I’d taken the class?”

Are you still in the same job, struggling with the same business… trying to solve the same issues that never seem to go away… and wondering how to make more money?

But if you’d like to UP YOUR GAME… you have two other options.

Option #2:

Do it yourself.

Working with all the materials and insights you’ve learned from all the other personal development gurus, courses and books… you’re hoping that the ones you’ve picked go deep enough… even though they haven’t gotten you as far as you’d like.

Or you’re thinking, the knowledge Ram has acquired is out there… and if I work hard, I’ll discover it…. despite the fact that it took Ram years of searching… and more study and experimentation… over and over until he eventually figured it out.

Do you have the time, resources and persistence to sustain such a quest? How much money will you miss making while you are on such a quest?

Good luck if you want to go that route.

Option #3:

Let us do the heavy lifting.

We’ve done the work so you can work less … and loving it.

Realize that the iMakeMoreMoney Master Class is one of the best investments you’ll ever make in yourself.

You’ll be taking advantage of the many years of experience and knowledge we have to share.

You can be one of the smart ones who recognizes something fantastic when you see it… who gets to make more money for the rest of your life.

We have done the hours and hours of work needed to get to know the territory… have become expert guides… have simplified the process… have developed the tools, templates and exercises… and have developed a system… making it easy for you to learn and apply it to your life.

Not only will you be solving some of the most difficult issues you’ve encountered… but you’ll be able to share your new knowledge with loved ones and friends… becoming a treasured resource and inspiration to others.

So, grab your spot, while it’s still available… all you have to do is Click The “SIGN ME UP” button below.

And fasten your seat-belt, because you’re in for the best ride of your life.



Don’t miss out… this could prove to be the most important event you’ll attend.

Because of the level of personalization we provide, seating for the iUnstoppable Master Class is limited… there are only 50 places.


iMakeMoreMoney Master Class

Princeton, New Jersey


September 17th & 18th, 2022

(Saturday & Sunday)

+5 weeks  of follow-up

8am-5pm (both days)



Two packed days of intense learning, doing, and celebrating (you’ll take action and start seeing the world differently RIGHT IN THE MASTER CLASS!).

This is your only chance to walk in with your challenges… walk out with the knowledge, tools, and a workable plan … to LEARN HOW TO MAKE MORE MONEY CONSISTENTLY, AND REPEATEDLY, FOR THE REST OF YOUR LIFE!

Reserve your place now.


The iMakeMoreMoney Master Class is the springboard that can enable you to make more money for the rest of your life. I GUARANTEE that… If buy the FIRST BREAK (at hour two of Day One ) of the iMakeMoreMoney Master Class, you believe you haven’t learned enough to start on your journey to making more money, simply hand in ALL your program materials and we will refund 100% of your money.


What is the investment for this retreat?

Please see the pricing section earlier on this page. 

What is included in the price?
  • All Master Class materials – a customized binder of materials for you.
  • A free copy of ‘Make More Money with Business Thinking’ and ‘Insights for Success in Life and Business’ book by Ram V. Iyer
  • Meals and refreshments during the workshop – breakfast, lunch, coffee/tea, water and break-time snacks on the day/s of the Master Class.
  • Additional goodies at the venue on the day of the event.
What is your policy regarding sharing the Master Class materials with others?

All Master Class materials are customized for you – your name and contact details will be on EACH page. You will be required to sign a Non-Disclosure Agreement and CANNOT share the materials with anybody else. There will be significant penalties if you share it with others or post it in any public forum.

Where do I stay during the workshop?

There are several other hotels within minutes from the venue – The Westin Forrestal, The Marriott Forrestal, The Hyatt Regency and several other lower-priced hotels.

I have special dietary needs. Can you accommodate them?
Sure, please let us know and we will try our best to accommodate your needs.
I have more questions about the Master Class.

Please send us a message from our CONTACT page or email